Our Holiday House Insured with Intasure |
Many people own holiday homes, and many of these people are required to maintain holiday insurance coverage. Holiday homes require different types of property insurance than primary residences.
No matter where a holiday home is located, it needs to be covered and protected with holiday home insurance. Many people insure their holiday home by adding coverage onto their primary homeowner’s policy. However, if this is not possible, then a separate policy should be purchased.
There are different factors that affect how much the premiums for holiday home insurance policy are. One of these factors is how much the holiday home is used. When a holiday home is not used very much then there is a higher chance that something could go wrong; this is because there are no occupants to monitor the house and report any events that might cause damage to the home. Since there are many people that do not use their holiday home very often, they tend to not obtain full holiday home insurance coverage. Some holiday insurance policy providers will even write a comprehensive insurance policy on holiday homes; however, the premium to be paid is typically higher than those without comprehensive coverage.
There are many tips that holiday homeowners’ should remember so that they can trim their holiday home insurance premiums, but at the same time have enough sufficient holiday home coverage.
One tip is to always remember to have an alarm system installed within a holiday home. Most insurance providers will reduce a holiday homeowner’s premiums up to 20% if an alarm system is being used.
Another tip is purchasing a holiday home that resides within a gated community. A 10% reduction in insurance premiums can be reaped by those who have neighbors keeping a close eye one one’s home. Also for those people with holiday homes in rural areas, making sure the local fire department has access to bodies of water can mean a reduction of up to 25%; that’s ¼ a reduction, which is huge when paying monthly premiums!!
Many people who combine their holiday home insurance policies with their primary insurance policies can usually save 5%-10% on monthly premiums.
With all these ways to save on holiday home insurance premiums there is no reason that anyone should go without coverage. For a holiday insurance quote contact a holiday insurance policy provider today.
We have found one of the best holiday home insurance policy providers is Intasure.
Sunday, 31 July 2011
Saturday, 30 July 2011
Family on holiday in Cornwall - 3x2 inch Fridge Magnet - large magnetic button - Magnet http://ping.fm/KuKNK
Friday, 29 July 2011
Photographic Print of British Holidays - The Seaside - Newquay - 1955 from PA Photos http://ping.fm/iQTxU
An Investigation of the Road Making Properties of Missouri Stone and Gravel (University of Missouri Engineering Experiment Station Series: No. 6) http://ping.fm/AsKJc
Thursday, 28 July 2011
Wednesday, 27 July 2011
Tuesday, 26 July 2011
Photographic Print of Princess Diana and Prince William in Majorca from Mirror Photos http://ping.fm/bbg3K
Residential Letting Kit: Everything You Need to Create a Residential Property Letting Agreement http://ping.fm/JxWMz
Monday, 25 July 2011
Don't Own, Don't Rent, Live Well: How to be Debt Free, Build Your Nest Egg & Live Life on Your Own Terms http://ping.fm/nhBVS
Sunday, 24 July 2011
Photographic Print of British Holidays - The Seaside - Brighton - 1939 from PA Photos http://ping.fm/UeCPl
Alan Rogers Guides: Mobile Homes and Chalets 2004: Quality Accommodation to Rent on Campsites (Alan Rogers Good Camps Guides) http://ping.fm/ChtQU
Saturday, 23 July 2011
Breaking all the Rules: How to Rent Your Vacation Home Includes Welcome Book and Property Listing http://ping.fm/W7oUG
Friday, 22 July 2011
Economic Analysis of Property Rights (Political Economy of Institutions and Decisions) http://ping.fm/gqKkH
Photographic Print of Strings of colourful beads are laid out for sale at from AWL Discover Images.com http://ping.fm/eMMFt
Thursday, 21 July 2011
Photographic Print of Tourists walking up to the Mirador des Colomer, Formentor Peninsula, Majorca, from Robert Harding http://ping.fm/K8Oad
The Survivors' Guide To Buying A Freehold: Unlock the potential of your home: enfranchisement explained for owners of leasehold property: Unlock the Potential ... Explained for Owners of Leasehold Property http://ping.fm/YbxTL
Wednesday, 20 July 2011
How to Be a Property Millionaire: From Coronation Street to Canary Wharf - Annie Hulley - Her Self-help Guide to Property Investment http://ping.fm/CZ2rd
Tuesday, 19 July 2011
Monday, 18 July 2011
T N T : trinitrotoluenes and mono- and dinitrotoluenes, their manufacture and properties http://ping.fm/GXoOY
Box Canvas Print of Wray Castle, holiday home of Beatrix Potter, Windermere, Lake District National from Robert Harding http://ping.fm/WrBtZ
Sunday, 17 July 2011
Professor Silliman's report upon the oil property of the Philadelphia and California Petroleum Compa http://ping.fm/whMYG
Holiday Inn and Yarra River, Melbourne, Victoria, Australia Photographic Poster Print by David Wall, 18x24 http://ping.fm/7T3Oc
Saturday, 16 July 2011
Friday, 15 July 2011
Thursday, 14 July 2011
Wednesday, 13 July 2011
Photographic Print of British Holidays - The Seaside - Brighton - 1971 from PA Photos http://ping.fm/uKT9N
Tuesday, 12 July 2011
Money for Nothing.... and Your Property for Free!: How in My First 12 Months 1 Bought 74 Properties Worth Over GBP 12, 000, 000 with None of My Own Money!' the Passive Investments Strategy http://ping.fm/Mv1y3
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